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The economic impact of FinTech in the South African banking industry: A case of digital disruption
(University of the Western Cape, 2019)
The Fourth Industrial Revolution has provided new opportunities to tackle problems in health, education, transport and many other sectors. In the financial sector, new financial technology (FinTech) is providing new ways ...
Patient perceptions of the quality of public healthcare in South Africa
(University of the Western Cape, 2019)
The South African democratic government is mandated by the constitution to provide quality
healthcare services to the citizens of the country. Therefore, healthcare in South Africa is
considered as a basic human right. ...
Using Efficient Market Theory and Behavioral Finance Theory to Investigate the Impact of Investor Confidence: Lessons from Global Financial Crises
(University of the Western Cape, 2019)
The drastic decline in stock prices on the 24th October 1929 sent a frantic wave of panic across the
US. Merely a century later, on the 29th September 2008 another financial crisis hit the globe - this
time leaving most ...
ETHICAL PRACTICES OF THE MIDDLE MANAGERS IN A SOUTH AFRICAN UNIVERSITY
(University of the Western Cape, 2019)
Middle managers play an important role in contemporary organisations, particularly in Higher Education Institutions (HEIs). Research on middle managers in a HEI environment suggests that their roles, work practice and ...
Essays on savings in South Africa
(University of the Western Cape, 2019)
Savings is essential for boosting economic growth. Low savings in a country will have negative
consequences for both investment and economic growth. South Africa has continued to expe
rience declining saving rates and ...
The effect of South African public debt on economic growth: An ARDL cointegration approach from 1961-2017
(University of Western Cape, 2019)
This study investigates the effect of public debt on economic growth in South Africa since 1961-2017. Public debt stock is disaggregated into external debt and domestic debt in order to determine the effect of each on ...
Employees’ perception of the factors that prevent disclosure of disability status to the employer: case of a selected higher education institution
(University of the Western Cape, 2019)
There is an increase in the number of people with disabilities entering, and in the
workplace. Industrialised countries are encountering a workforce that is ageing, which
makes the prevalence of disability, due to chronic ...
Cyclicality of size, value and momentum on the Johannesburg stock exchange
(University of the Western Cape, 2019)
Over the past four decades, size, value and momentum effects have been uncovered on stock
markets, and several multifactor asset pricing models have been proposed to explain them.
The associated premiums have been found ...
Employed yet poor: Low-wage employment and working poverty in South Africa
(University of the Western Cape, 2019)
Whilst paid employment has generally been considered as the predominant means of avoiding
poor living standards, the past two decades has seen a rise in the complex phenomenon of
employed poverty worldwide (Eardley, 1998; ...
Bureaucracy, law and power - water allocation for productive use: Policy and implementation, a case study of black emerging farmers in the Breede Gour i t z Water Management Area in theWestern Cape,South Africa, 2005-2017
(University of the Western Cape, 2019)
This study examines the problems of implementing water allocation policy in the context of the
local state bureaucracy as well as the specific experiences of local black emerging farmers in the
Breede Gouritz Water ...